payoff series

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In: Debt Repayment

Welcome to Part Four of a 6-part series I’m doing on personal loans, credit card debt, and refinancing – the Payoff Series. If you’re new here, go back and check out Part One, Part Two, and Part Three! 23% of Americans — and 36% of Millennials — experience a debilitating degree of stress surrounding their finances. According to Payoff, this financial stress affects people’s thoughts, feelings, and behaviors – and don’t I know it. Stress over how to pay my credit card bill is actually what drew me to Payoff in the first place. Refinancing my loan helped me a ton, but there are additional ways toRead More →

money happy

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In: Debt Repayment, Personal Finance 101, Saving Money

***This is a Guest Post. <3 from the Dames*** Four steps to starting the new year with a positive outlook on your finances If you’re starting the new year in debt or with a little less than you like after Christmas, then you may feel that your prospects for financial happiness are gloomy. However, you can be totally money happy in 2017 by trying out a few of the suggestions below. Being money happy doesn’t mean being mega rich, but more about being happy with your situation and using the money that you do have to live a comfortable, happy life. So read on toRead More →

2017 goals

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In: Uncategorized

So it’s 2017, and I’ve got resolutions just like everyone else. Except I’ve got a plan in place to actually turn my resolutions into reality by year’s end. But let’s start with a recap from last year. My 2016 financial goals were the following: Pay down my credit card (goal is to have it paid off by July 2017) Build an emergency fund (goal is to have $2500 saved up by the end of the year) Save for retirement (no real goal here for the moment…just contribute something each month to my Roth IRA) I did pretty well on them. I saved for retirement each monthRead More →